Which are The Most Popular Credit Card Brands

Tuesday, July 19th, 2022

There are three major credit card brands worldwide: Visa, Mastercard, and Amex.

Visa is a giant in the world of credit cards, with over 1.2 billion cards in circulation. Mastercard has around 730 million cards, while Amex only has around 41 million cards in circulation.

The top three credit card brands are all major players globally, so it should be no surprise that Americans have their favorite cards for each brand.

Top Credit Cards Worldwide

The most popular credit card brand in the world by 2022 will be easy to guess. It is not only because of their great features and benefits but also because they have been so successful in marketing their products. 

They have done a great job at creating awareness among people and making them understand how much they can benefit from using their cards.

Visa, Mastercard, and American Express are the most popular credit cards in the world, and this is because they have a lot of benefits when it comes to traveling.


Visa is the best card for those who like to travel worldwide. It has no foreign transaction fees and can be used in more than 200 countries.


Mastercard is suitable for those who like to travel outside the U.S., but not as many countries as Visa. It also has fewer benefits than Visa, but it has a few perks such as getting cash advances at an ATM or store.

American Express

American Express has fewer benefits than these other two cards, but it is one of the only cards you can use overseas in over 220 countries worldwide!

The most popular credit card brands in 2022

The most popular credit card brands in 2022 are:

  • American Express (Amex) – US$17.3 billion (current market share: 34%)
  • Visa – US$9.8 billion (current market share: 15%)
  • MasterCard – US$8.1 billion (current market share: 12%)
  • Diners Club – US$7 billion (current market share: 11%)
  • Discover – US$6 billion (current market share: 10%)
  • JCB – US$5.6 billion (current market share: 7%)
  • Citibank – US$4.4 billion (current market share: 5%)

The United States is the most popular country for credit card use. The country has the highest number of credit cards per capita, with an average of 14.4 credit cards per adult in 2021.

The U.S. also has the highest number of credit card users, with an average of 692 million people using a credit card in 2021. China is a close second, with an average of 689 million people using a credit card by 2021.

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