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Our Process

We focus on three main areas of interest.

We do the hard work!

We review contracts, rates, and fees to ensure you're getting the best deal. We check every nook and cranny to make sure you don't overpay because of misleading terminology, hidden costs, and deceptive sales tactics.

Read Our Latest Reviews

We Take Complaints Seriously

We scoure every major review and complaints site to ensure our experience with a payment provider is consistent with other customers. Our goal is to be certain you're getting the most honest snapshot of the company at the time of our writing.

If you feel our review reflect a different experience than the one you've had, reach out to us and tell us about it.

  • We check complaints
  • We ask key questions
  • We find answers
  • We talk to the community
  • We keep track

Integration requirements can be just as important as fees and customer service. For many merchants, getting up and running quickly and efficiently is imperative to maintaining uptime, and keeping the revenue stream open. We check every provider's integration process to ensure a smooth transition and onboarding process.

Best Retail Provider 2024

Best Ecommerce Provider 2024

Best High Risk Provider 2024

Best Overall Provider 2024

Trust Payments

Read our Review

Our Latest Review of Go Coin

Tuesday, November 3rd, 2020
Best Payment Providers

How we rated them






What We Liked

Gocoin is considered one of the “longest running blockchain payments and invoicing platforms” in the world today. Through Gocoin, merchants are able to accept Bitcoin, Bitcoin Cash, Litecoin, Dash, Ethereum, as well as EOS as a form of payment. With its secure and flexibility of payment methods, their international gateway liberates merchants of worry from chargebacks, payment fraud, or market volatility. 

Settlements in both fiat and cryptocurrency are quick and convenient, offering a fee of 1% on most transactions.

What We Didn't Like

There have been a few negative reviews online about certain aspects of using Gocoin. One user specifically mentioned that they were having difficulty integrating Gocoin with Shopify. 

Another user expressed that “payments are severely delayed”. They went on to explain that the purpose behind using Bitcoin is to allow for instant transactions. However, they mentioned that when one of their clients paid them with Bitcoin, the payment took almost a week to receive, (in Bitcoin). They strongly believe that this completely “defeated the purpose” of signing up with Gocoin. The end result was that they switched to CoinPayments because they were able to process transactions quicker and get paid. 

In addition, one user mentioned that a “wider range of currencies” should be included, with more “real-time conversions”. Moreover, someone else stated that the amount of information required to set up an account was excessive. Back in December 2019, a customer suggested features such as recurring billing and a wallet should be included. 

A Good Fit For:

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Are You High Risk?

Merchant accounts that are classified as high risk operate in industries which are more susceptible to chargebacks, fraud, and other factors that increase risk for the banks providing their services.

You might be considered High Risk if you're:

  • A Merchant with high chargeback ratios
  • In an industry at higher risk for fraud
  • In new, burgeoning markets

Find a consumer financing lender

Consumer financing is being adopted heavily by product and service providers that want to garner new customers and give recurring customers the chance to purchase products that were otherwise inaccessible to them before.

For a consumer financing account, you'll need:

  • Proof of operating business
  • Last 3 month bank statements
  • A copy of your articles of incorporation


Meost banks agree that chargeback ratios should be under 1%. Anything higher and you're going to make yourself and your business susceptible to being categorized as a high-risk business

If your chargebacks are climbing, you should:

  • Find a service provider with Chargeback Alerts
  • Implement Chargeback prevention

Go for it!

Negotiating rates is a long and arduous process, and we highly recommend that you do this as frequently as you're able. In the payment services business, it's important to keep trying to get the best rates possible, as even a few pennies per transaction can lead to millions for some businesses.

Not Many do

Many banks don't support loans to new businesses and finding a business funding, cash advance, or working capital loan can be an extremely difficult task.

Do you have:

  • 90 days of processing?
  • At least 10k per month in transactions?
  • A business bank account?

Have more questions? Check out our Blog or email our Team