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Discover the payment provider that meets your needs, and has the reputation your business deserves.
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How Do you take payments
Our Top Performers by Category
We focus on three main areas of interest.
We do the hard work!
We review contracts, rates, and fees to ensure you're getting the best deal. We check every nook and cranny to make sure you don't overpay because of misleading terminology, hidden costs, and deceptive sales tactics.Read Our Latest Reviews
We Take Complaints Seriously
We scoure every major review and complaints site to ensure our experience with a payment provider is consistent with other customers. Our goal is to be certain you're getting the most honest snapshot of the company at the time of our writing.
If you feel our review reflect a different experience than the one you've had, reach out to us and tell us about it.
- We check complaints
- We ask key questions
- We find answers
- We talk to the community
- We keep track
Integration requirements can be just as important as fees and customer service. For many merchants, getting up and running quickly and efficiently is imperative to maintaining uptime, and keeping the revenue stream open. We check every provider's integration process to ensure a smooth transition and onboarding process.
Need a hand?
Finding the right provider can be a tricky task. You'll need to find the payment partner that is most suited to your business, with the lowest rates, and best customer service. We are payment experts, and can help you find the right solution. We provide consultation for free, and will never charge you for advice.
How we rated them
What We Liked
T1 Payments is a merchant account provider that services both standard and high risk e-Commerce businesses worldwide. They provide “same-day” merchant accounts, credit card processing at a flat rate, and “liberal” underwriting merchant services.
There are no credit card terminals to purchase, or special software necessary, and merchants benefit from fast boarding.
What We Didn't Like
Unfortunately, there are numerous complaints filed against the company, not only on the Better Business Bureau but scattered throughout online review forums such as Trustpilot, RepDigger, and Top Credit Card Processors. The common theme discussed on these forums, according to former and current customers is that T1 Payments is a “scam”. Specific complaints by customers include rude customer service, excessive termination fees, the withholding of funds, termination of their account without notice, and “higher-than-quoted” fees.
Another recurrent action seen in the Top Credit Card Processors website is T1 Payments repeatedly commenting on different customer’s complaints, indicating their “first time” of hearing such a complaint and the unavailability of the owner’s name on record in their system.
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