Our Process

We focus on three main areas of interest.

We do the hard work!

We review contracts, rates, and fees to ensure you're getting the best deal. We check every nook and cranny to make sure you don't overpay because of misleading terminology, hidden costs, and deceptive sales tactics.

Read Our Latest Reviews

We Take Complaints Seriously

We scoure every major review and complaints site to ensure our experience with a payment provider is consistent with other customers. Our goal is to be certain you're getting the most honest snapshot of the company at the time of our writing.

If you feel our review reflect a different experience than the one you've had, reach out to us and tell us about it.

  • We check complaints
  • We ask key questions
  • We find answers
  • We talk to the community
  • We keep track

Integration requirements can be just as important as fees and customer service. For many merchants, getting up and running quickly and efficiently is imperitive to maintaining uptime, and keeping the revenue stream open. We check every provider's integration process to ensure a smooth transition and onboarding process.

Best Retail Provider 2017


Best Ecommerce Provider 2017


Best High Risk Provider 2017


Best Overall Provider 2017

Secure Trading

Read our Review


Need a hand?

Finding the right provider can be a tricky task. You'll need to find the payment partner that is most suited to your business, with the lowest rates, and best customer service. We are payment experts, and can help you find the right solution. We provide consultation for free, and will never charge you for advice.



We're Checking Our Network!

Let us help you find the right provider for your business. We're payment experts and will do the work for you, so you don't have to. We'll check our extensive list of providers, and send you a recommendation by email within 24 hours.

By submitting this form, you agree to our terms of use.

Our Latest Review of PayPal

Thursday, September 7th, 2017
Best Payment Providers

PayPal is a great payment option to start with, and there’s no question you should keep it around as a backup form of payment if you sell online. Account setup is fast, it’s easy to use, and it’s widely accepted. If you’re a brand new business and you need to accept payments quickly, PayPal is the way to go. The mobile integration, PayPal Here, is seamless, which is useful for retailers and vendors who want to accept payments on the go, and...

Read Our Full Review

How we rated them

Marketing

Sales

Support

Pricing

Overall

What We Liked

PayPal is a great payment option to start with, and there’s no question you should keep it around as a backup form of payment if you sell online.


What We Didn't Like

As your business grows, and you exceed $10K per month in revenue, it may be more worthwhile to pursue a traditional merchant account.



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Are You High Risk?

Merchant accounts that are classified as high risk operate in industries which are more susceptible to chargebacks, fraud, and other factors that increase risk for the banks providing their services.

You might be considered High Risk if you're:

  • A Merchant with high chargeback ratios
  • In an industry at higher risk for fraud
  • In new, burgeoning markets

Find a consumer financing lender

Consumer financing is being adopted heavily by product and service providers that want to garner new customers and give recurring customers the chance to purchase products that were otherwise inaccessible to them before.

For a consumer financing account, you'll need:

  • Proof of operating business
  • Last 3 month bank statements
  • A copy of your articles of incorporation

Chargebacks

Meost banks agree that chargeback ratios should be under 1%. Anything higher and you're going to make yourself and your business susceptible to being categorized as a high-risk business

If your chargebacks are climbing, you should:

  • Find a service provider with Chargeback Alerts
  • Implement Chargeback prevention

Go for it!

Negotiating rates is a long and arduous process, and we highly recommend that you do this as frequently as you're able. In the payment services business, it's important to keep trying to get the best rates possible, as even a few pennies per transaction can lead to millions for some businesses.

Not Many do

Many banks don't support loans to new businesses and finding a business funding, cash advance, or working capital loan can be an extremely difficult task.

Do you have:

  • 90 days of processing?
  • At least 10k per month in transactions?
  • A business bank account?

Have more questions? Check out our Blog or email our Team