Based in Reading, UK and established in April 2013, Universal Transaction Processing (UTP) works with thousands of business throughout the UK. Barclays Bank, a multinational investment bank and financial services company based in London, is its banking/acquiring partner. Since it will be the processor, customers receive billing statements from Barclays. UTP has a team of well-trained staff, and it uses independent sales agents and telemarketers to work with customers.
It offers a wide range of credit and debit card payment solutions, including fixed/countertop, portable, and mobile credit card machines. Additionally, it offers virtual terminals, ecommerce solutions, and a payment gateway to customers. Terminals accept all major credit and debit cards, including Visa, MasterCard, and American Express. Its payment gateway is compatible with numerous third-party shopping carts, including Shopify, Magento, Drupal Commerce, Cubecart, and about 20 others.
Also, UTP is licensed by MasterCard International and Visa Europe.