Founded in Camberley, Surrey in 2011, First Payment Merchant Services Ltd.is one of the largest independent sales organizations in the UK, representing acquiring banks, including Elavon and First Data. Through its network of global providers, First Payments works to provide low cost, well supported and innovative solutions to help merchants process payments safely and quickly. It provides a wide range of payment products, from basic merchant accounts to more advanced systems, such as integrated EPOS solutions. Also, it provides chip and pin devices and alternative funding methods, such as merchant cash advances, to thousands of customers, aiming to offer stable and innovative payment solutions in the SME market. First Payment Merchant Services also offers merchant cash advances, which is a type of financing that is based on merchant’s existing credit and debit card sales and doesn’t require collateral, in amounts between £2,500 to £300,000.First Payment claims to save merchants, on average, about 21%, and up to 63% on credit card processing.