Our Overall Rating:

Blue Snap

Sign up with Blue Snap

You will be redirected to Blue Snap

Monday, April 8th, 2019
Best Payment Providers

A Good Fit For:


What We Like

BlueSnap is a pay as you go processor for businesses globally. It is transparent about pricing, and it does not charge an early termination fee.

What We Didn't Like

BlueSnap is not an ideal choice for high-risk businesses and those that process high volumes of transactions. Also, it needs to be more responsive and offer additional support channels to better serve customers.


Need a hand?

Finding the right provider can be a tricky task. You'll need to find the payment partner that is most suited to your business, with the lowest rates, and best customer service. We are payment experts, and can help you find the right solution. We provide consultation for free, and will never charge you for advice.



We're Checking Our Network!

Let us help you find the right provider for your business. We're payment experts and will do the work for you, so you don't have to. We'll check our extensive list of providers, and send you a recommendation by email within 24 hours.

By submitting this form, you agree to our terms of use.

Marketing

Sales

Support

Pricing

Overall

Overview

Based in Waltham, Massachusetts and originally founded as Plimus in 2001, BlueSnap is a global payment processing service designed to help businesses process and accept payments from clients globally. Great Hill Partners acquired the business in 2011, and it was re-branded as BlueSnap in 2013. The company was forced to re-brand after a class action suit was filed, claiming it knowingly and intentionally provided credit card processing services to fake online businesses and scammers. The suit was eventually dismissed, and then, its name was changed to BlueSnap.

BlueSnap works with a global network of acquiring banks, making it easy for individual businesses to get the services they need. Also, it offers a subscription billing system that can generates invoices and reaches out to subscribers and clients all over the world. Its payment solution offers speedy transactions for B2C and B2B businesses. The platform uses a virtual terminal to support manual orders, invoice payments, subscriptions, marketplaces, mobile, and online sales. Integrate with BlueSnap’s platform to accept all types of payments with ease. Additionally, BlueSnap provides access to 100 payment types, including PayPal, ApplePay, VISA, MasterCard, Discover, MasterPass, Visa Checkout, Google Pay, and Alipay. Most importantly, the system integrates with more than 100 shopping carts and platforms.

Marketing

BlueSnap does not fill its site with a lot of gimmicks and flashy language, which is an honest approach to promoting its services. BlueSnap uses its website and its numerous strategic partnerships to market its services. Its marketing strategy appears honest, straightforward, and transparent. This is impressive, considering many in the industry do the opposite. Though active in social media, it uses Facebook, Twitter to rehash contents on its blog not really promote anything. It also uses YouTube to promote how-to content.

Honesty

BlueSnap does not use any deceptive rate quoting or any other dishonest practices, however, it is important to remember how the business operated priority to it being sued and changing its name. BlueSnap may have put all of this behind it and turned over a new leaf, but it is worth thinking about when it is times for you to choose a processor. There are plenty of other similar processors out there without the same baggage. Since BlueSnap lists its other charges, it seems really odd and deceptive that it fails to list that customers who are inactive for a few months or do not process a certain amount each month get hit with a $75 maintenance fee.

Sales

BlueSnap uses an in-house sales team, its partners, and its website to get new customers. It does not use any independent sales agents or resellers, which is good news. Using these agents result in deceptive practices, including misleading terms and hidden pricing. Also, we did not turn over any complaints of these tactics.

Support

BlueSnap can be reached by phone, email, and by submitting an online ticket. However, live support is only available during U.S. business hours, which can be a real problem when you operate with nearly 180 other countries. BlueSnap also offers an extensive online help and support center. Based on the number of complaints about lackluster customer support, BlueSnap would benefit from offering a live chat option.

Staff Responsiveness

We have found reports that customers receive emails from BlueSnap within 24 hours of submitting it. We did not have this experience. The one and only email we received came after four business days. We consider this way too long and a very poor way to do business.

Staff Education

It is impossible to gauge the education of the team since we were unable to make contact with a person. However, it is important to note that if you look for it, you will be able to find answers to most of your questions online. We guess this is better than nothing at all, but certainly not the best way to gain or keep customers.

Staff Interaction

All we can say is that it is really good that BlueSnap offers a thorough, informative help and support center and FAQ section. Otherwise, we would not know anything. After submitting several tickets and trying to call and email the company, we were unable to make contact with a live person. During our call attempts, the calls were dropped or we just kept getting prompts to move on and wait. We did notice that BlueSnap does appear to respond to negative feedback and comments on sites, like the BBB. The responses are pretty cut and dry, but at least they make some effort.

Pricing

When it comes to pricing, BlueSnap is clear and upfront. If you are a business with a UK legal entity, you pay:

·         1.40% plus £0.20 for Visa and MasterCard

·         2.90% plus £0.20 for Visa, MasterCard, American Express, Discover, and Diners Club

·         3.30% plus £0.20 for Non-EU transactions

BlueSnap charges no monthly fees during the first 12 months or if you process less than £2,500 per month. Some customers have complained they were charged fees of $75 per month for those who processed less than that amount. BlueSnap does not disclose this fee anywhere on its site. To find out the costs if you exceed this amount or after the first year, you will need to reach out to BlueSnap directly. BlueSnap does offer discounts for high volume merchants, but it is does not state the volume threshold on its site.

Finally, it charges no set-up fees or additional fees for processing Google Pay, Apple Pay MasterPass, or Visa Checkout. Custom pricing is available for charitable organizations and businesses with high sales volumes. Contact BlueSnap for a custom quote.

Early Termination Fees

Since BlueSnap is a pay as you go processor. It operates on a month-to-month contract so it does not charge any early cancellation fees. This is great considering many processors require lengthy terms, some as long as four years, and often include automatic renewal clauses that are nearly impossible to end, when needed. In some cases, merchants actually have to buy out the remainder of their contracts to get out of agreements.

Hardware Costs

BlueSnap does not provide any services for bricks-and-mortar businesses, so it does not rent or sell any point-of-sale machines or other equipment.

Complaints

During our search, we found quite a few complaints about poor customer support, sudden account closures, and that BlueSnap operates as a “scam” throughout the digital space. Currently, it has an A+ rating with the Better Business Bureau (BBB) with 19 complaints. Some of the complaints have been resolved, but most of the complaints have nothing to do with BlueSnap. The complaints should be directed at the merchants they made purchases from. Unfortunately, the BBB does not make this distinction. We also found similar complaints on the Ripoff Report and other places on the web. When you dig a little deeper, you will find a whopping more than 100 complaints filed under its former brand, Plimus. They touch on similar issues that we previously mentioned.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Leave a Reply

Your email address will not be published. Required fields are marked *