CashFlows Europe Limited (CashFlows), which is based in Capital Park, Cambridge, and has offices in London and New York City, provides merchant payment solutions to consumers and businesses in the United Kingdom and Europe. It took on the name CashFlows Europe Limited in 2014 after Voice Commerce Group reorganized. CashFlows Europe Limited is the main operating entity of the group. It is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services.
It offers business accounts, merchant accounts, and a payment gateway. The payment gateway enables users’ businesses to accept a range of payment cards and currencies on its site. Additionally, it offers VoicePay m-commerce service and prepaid card services. CashFlows’ payment solutions enable businesses to accept multi-channel payments from all major credit card brands.
CashFlows is regulated by the UK Financial Conduct Authority as an electronic money institution, and is a principal member of Visa, MasterCard and other international credit card brands.
CashFlows continues to enhance its product portfolio, acquiring Cambridge-based iCheque Network Ltd, who provide an online virtual payment solution via the Payr brand in 2015.
Additionally, one of CashFlows major investors is Pollen Street Capital, which primarily invests in high-quality businesses in the financial services sector. The private equity fund manager has invested more than £1.2 billion in a range of businesses across all stages of development.