Total Processing | UK High Risk Merchant Account Provider

Tuesday, January 22nd, 2019

What is a high-risk provider and processor? A high-risk merchant is one that traditional providers deem too risky to provide payment processing solutions and funding for. As a result, these businesses are left with no means of processing their customers’ credit and debit card transactions.

While there are many reasons why a merchant might be considered risky, some of the most common include: no financial history (start-ups) high chargeback rates, risky industry, bad or no credit, history of bankruptcy, tax liens, etc. There was a time when this would have stopped a business or start-up in its tracks, halting all plans before they even got off the ground. Thanks to alternative lenders, even businesses that would normally struggle can secure the services they need.

Total processing is one of the many high-risk merchant providers and processors that provide solutions to high-risk merchants. Total Processing is a leading provider of payment solutions for businesses that provides the flexible solutions necessary to offer a superior customer service, allowing customer to pay for a business’ products and services in a way that’s convenient for them. The company was founded in 2016 by a team of business professionals who were passionate about providing the highest standards of service and security to the payment market.

Whether a business needs a merchant account or a secure payment gateway, Total Processing customizes its services to each business’ unique needs. They even go as far as contacting banks on a business behalf to make sure the business receives the most suitable account. No matter the size, Total Processing can offer a payment solution that makes taking payments safe and easy.

Total Processing also understands just how important it is to incorporate security. Each and every transaction is processed using the most up-to-date and advanced fraud prevention techniques. Foreign exchange, online gaming, credit repair and debt management, events and tickets, software downloads, tobacco and e-cigs, insurance, nutraceuticals, travel and tourism, health and wellness products and technical support are just a few of business types Total Processing offers high risk merchant accounts for.

In a recent review, the team at Best Payment Providers applauded Total Processing’s marketing when it came to its blog posts, additional educational reports and statistics the company offers on its website. Another noted positive was the partnership between Total Processing and Merchant Advice Service. Any inquiries that need special attention (e.g. travel industries with poor credit histories) are passed on to an expert at Merchant Advice Service.

On the other hand, Best Payment Providers did note that the website could be updated for easier use. In addition, while the company claims to offer the “cheapest rates available”, it does not provide concrete numbers to back up its claims. Overall, the staff working for Total Processing are very knowledgeable and approachable, and no negative reviews or complaints were discovered about the financial services company.

If you need to find a provider and are comparing your options, be sure to consider Total Processing. While it can be time consuming, it is crucial that you find the payment partner that is most suited to your business.